Creative Concepts for Living recognizes that the employees’ overall compensation package aids in determining job satisfaction. Creative Concepts for Living provides a number of benefit programs designed to help employees and your eligible dependents meet expenses that may arise in connection with such matters as illness, family care, death, and retirement.
To help meet financial needs if you suffer a work-related injury or illness, Creative Concepts for Living provides workers’ compensation insurance. Creative Concepts for Living does not fund education assistance. Employees, who are 21 or older, have been employed for one year, and who work 1000 hours or more in the plan year may enroll in the 401K plan.
Creative Concepts for Living provides group benefit options as detailed on Enrollment Forms and in Policy and Procedure Manual. Employees are eligible for coverage the first full month following completion of 60 days from the date of hire. If an employee declines insurance, they must sign a waiver to that effect. Employees who have declined coverage are eligible to enroll and/or change benefit options during the annual open enrollment period. Employees may not enroll or change benefit options at any other time unless they have proof that they are no longer covered by another provider, or other qualifying event, such as childbirth, adoption, or marriage. Court-ordered support orders that require dependent health coverage will be added when an order is received. Employees will also be required to enroll at that time. Employees may cancel their insurance benefits in writing by 10th of the month to cancel for the following month. Employees and eligible dependents that have health and /or dental insurance on the group plans and become ineligible to remain on plan will be offered COBRA provisions.
Creative Concepts for Living may authorize financial assistance to employees when such assistance is directly related to employment. Loans for computer or computer equipment, loans for cell phones, loans for gasoline, loans for vehicle repairs, and loans for cab service may be available to employees who are in good standing.
Information on Leave of Absence, Family Medical Leave Act, Bereavement Leave, Jury and Witness Duty Leave, and Military Leave is available from the Administrative Director and out lined in Policy & Procedure Manual.